pm55 Privacy Policy

This Privacy Policy ("Policy") describes how pm55 ("we", "us", "our"), operating the website at https://pm55.cam ("Platform"), collects, uses, stores, shares and protects personal data in connection with your use of the Platform.

pm55 is an English-language online gaming reference and information platform designed for users in Pakistan. The Platform does not operate a gambling service, does not process financial transactions, does not manage player betting accounts and does not hold a Pakistan gambling licence or any government authorisation for gambling operations.

By accessing or using the Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the data practices described herein. If you do not agree with any part of this Policy, please discontinue use of the Platform.

For the purposes of this Policy, the following terms have the meanings set out below:

• "Personal Data" means any information relating to an identified or identifiable natural person, including but not limited to name, email address, IP address, device identifiers and browsing behaviour.
• "Processing" means any operation performed on Personal Data, including collection, recording, storage, use, disclosure, erasure or destruction.
• "Data Controller" means pm55, the entity that determines the purposes and means of processing Personal Data collected via the Platform.
• "User" means any individual who accesses or uses the Platform in any capacity.
• "Cookies" means small text files placed on a user's device by a website to store session or preference information.
• "Analytics Data" means aggregated, non-individually-identifying information about how users interact with the Platform, collected to improve site performance and content relevance.
• "Third-Party Operator" means any external online casino, sportsbook or gaming service to which pm55 may make reference in its content. These entities are independent of pm55 and have their own privacy policies.

pm55 limits data collection to the minimum necessary to operate the Platform and deliver a relevant experience. The categories of data we may collect are set out in the table below:

We collect data through the following methods:

• Automatic Collection: Technical and usage data are collected automatically when you visit the Platform through server logs, analytics tools and session cookies. This occurs without any action on your part and is inherent to the operation of any website.
• Voluntary Submission: Contact data (such as an email address and message) is collected only when you voluntarily submit a support enquiry or written request to pm55.
• Cookie Placement: Cookies are placed on your device when you visit the Platform. Essential cookies are required for site functionality. Analytics cookies may require your consent depending on applicable law. See the Cookies section for full details.
• Browser and Device Signals: Standard HTTP request data including your IP address, browser version and referring URL are captured by our hosting and security infrastructure as part of normal web server operation.

Where data protection law requires a legal basis for processing Personal Data, pm55 relies on the following legal bases:

• Legitimate Interests: Processing of technical and usage data to operate, maintain and improve the Platform, prevent fraud and ensure security — where our interests are not overridden by your fundamental rights and freedoms.
• Consent: Where non-essential cookies are used and applicable law requires consent, we rely on your consent. You may withdraw consent at any time by adjusting your browser settings.
• Legal Obligation: Processing required to comply with a legal obligation, including responding to lawful requests from competent authorities.
• Contract Performance: Where you have submitted a support enquiry and we need to process your contact data to respond to it.

pm55 uses Personal Data for the following purposes only:

• Platform Operation: To deliver, maintain and improve the Platform's content, functionality and technical performance for users across Pakistan.
• Security & Fraud Prevention: To detect, investigate and prevent fraudulent, abusive or harmful activity on the Platform.
• Analytics & Improvement: To understand how Pakistani users interact with our content — including which game guides, sports betting pages and payment method articles are most useful — so we can improve relevance and quality.
• Support Responses: To respond to enquiries submitted by users via email or any contact mechanism provided on the Platform.
• Legal Compliance: To comply with applicable laws, regulations, court orders and requests from competent authorities in relevant jurisdictions.

pm55 does not use Personal Data for advertising profiling, behavioural targeting, automated decision-making with legal effect, or sale of data. We do not use your data to facilitate or track gambling activities.

pm55 does not sell, rent or commercially transfer Personal Data to any third party. We may share data only in the following limited circumstances:

• Service Providers: We may share technical data with carefully selected service providers who assist in operating the Platform, including web hosting providers, content delivery networks and analytics tools. Such providers are contractually required to process data only on our instruction and to maintain appropriate security standards.
• Legal Requirements: We may disclose Personal Data where required by law, court order, regulatory authority or governmental request — including requests made under Pakistani law or the law of any other applicable jurisdiction.
• Protection of Rights: We may disclose data where necessary to protect the rights, property or safety of pm55, its users or the public.
• Business Transfers: In the event of a merger, acquisition or transfer of assets, Personal Data may be transferred to the successor entity, subject to equivalent privacy protections. We will notify users of any such material change.

pm55 retains Personal Data only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable law. Our general retention approach is as follows:

Where data is no longer required for any of the above purposes and no legal retention obligation applies, we will securely delete or anonymise it. You may also request early deletion of your data — see the User Rights section below.

pm55 implements appropriate technical and organisational measures to protect Personal Data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure or access. These measures include:

• HTTPS encryption for all data transmitted between users' browsers and the Platform.
• Access controls limiting internal access to personal data to authorised personnel only.
• Regular security assessments of Platform infrastructure and hosting environments.
• Contractual security obligations imposed on all third-party service providers who process data on our behalf.

Whilst we take data security seriously, no online system can guarantee absolute security. In the event of a data breach that is likely to result in a risk to your rights and freedoms, we will notify affected users in accordance with applicable legal requirements.

The Platform uses cookies and similar tracking technologies. We categorise our cookies as follows:

pm55 does not use advertising cookies, remarketing pixels or third-party behavioural tracking cookies. You can manage and delete cookies through your browser settings. Disabling essential cookies may affect Platform functionality.

Subject to applicable law, you have the following rights in relation to your Personal Data held by pm55. To exercise any of these rights, submit a written request to our contact address. We will respond within a reasonable timeframe.

To exercise any of the above rights, please contact us at the email address provided in the Contact Us section of this Policy. We will verify your identity before processing any rights request.

The Platform contains gambling-related reference content and is strictly intended for adults aged 18 years and above, or the higher minimum age required by the relevant online gaming operator or licence jurisdiction.

pm55 does not knowingly collect, store or process Personal Data from individuals under the age of 18. If you are a parent or guardian and believe your child has provided Personal Data to pm55, please contact us immediately using the details in the Contact Us section. We will take prompt action to delete any such data upon verified notification.

pm55 is an English-language platform designed primarily for users in Pakistan. In the context of Pakistani data protection, the following considerations are relevant:

• Pakistan's Personal Data Protection Bill (in legislative development as of the effective date of this Policy) and existing frameworks under the Prevention of Electronic Crimes Act, 2016 (PECA) may be relevant to data processing activities connected to Pakistani users. pm55 commits to monitoring applicable Pakistani data legislation and updating this Policy accordingly.
• pm55 does not transfer user data to the Government of Pakistan, the PTA, the State Bank of Pakistan, or any Pakistani provincial authority except where required by a valid legal obligation under applicable Pakistani law.
• References to Pakistani payment services — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are contextual only. pm55 has no data-sharing relationship with these entities and does not transmit any user data to them.
• This Policy is written in English. If there is a discrepancy between an English version and any translation, the English version governs.

The Platform may contain descriptive references to third-party operators, payment providers, sports organisations and other external services. These references do not constitute links to, endorsements of, or data-sharing arrangements with those third parties.

If you choose to engage with any third-party operator referenced on pm55, their own privacy policy will govern the collection and use of your personal data in that context. pm55 has no visibility into, or responsibility for, the data practices of third-party operators.

We strongly recommend reviewing the privacy policy of any third-party operator before creating an account, making a deposit or sharing personal data with them.

pm55 reserves the right to update or modify this Privacy Policy at any time. When material changes are made, we will update the "Last Reviewed" date at the top of this page.

Your continued use of the Platform following the posting of an updated Privacy Policy constitutes your acceptance of the revised terms. We recommend reviewing this page periodically to stay informed of any changes.

If changes materially affect your rights or our data practices in a significant way, we will make reasonable efforts to draw your attention to the update — for example, by placing a prominent notice on the Platform homepage for a reasonable period.

If you have any questions, concerns or requests regarding this Privacy Policy or the way pm55 processes your Personal Data — including requests to exercise any of your data rights — please contact us using the details below.

For questions relating to the Terms of Use of the Platform, please refer to our Terms & Conditions. For responsible gambling guidance, visit our Responsible Gambling page.